An independent Miami
mortgage brokerage since 2021
The road to homeownership can be challenging, stressful and tedious — and there's no greater feeling than reaching the end of it with the keys in your hand. We built this firm to make the middle part survivable.
Our story
An independent shop, on purpose
Secure The Funding opened in Palmetto Bay in February 2021 with a specific idea: that the person you talk to should be the person who can actually solve your problem.
Whether you're a first-time homebuyer or an experienced real estate investor, having a mortgage team you can count on is what determines whether the process feels like progress or like being ignored. We pride ourselves on excellent communication and easy accessibility when you need us, and our experienced staff is here to guide you through every step.
Being independent is what makes that possible. A retail loan officer at a bank can only offer what that bank sells. When your file doesn't fit the box — self-employed income, a recent credit event, a non-warrantable condo, a fifteenth rental property — the conversation ends. We take the same file to a wholesale marketplace and let lenders compete for it. That's the difference between a "no" and "here are three ways to do this."
We don't think of it as selling mortgages. We think of it as securing the funding — which is what the name means, and what the job actually is.
We were founded on the basis of helping you achieve homeownership, buy your dream home, or save the most money on your mortgage. As your guide, we'll walk you through the process with patience, understanding and care. It is our goal, quite literally, to help you secure the funding.
What "broker" means for your file
- Wholesale lenders price without branch overhead, and that gap shows up in your rate or your closing costs
- One application gets shopped to many lenders instead of one underwriting box
- Guideline differences between lenders are our leverage, not your problem
- We're paid to close your loan well, not to sell a particular bank's product
Where we work
Our office is in Palmetto Bay and most of our clients are across Miami-Dade — Kendall, Homestead, Cutler Bay, Coral Gables, Doral, Miami proper — plus Broward. We're licensed throughout Florida, so if you're buying in Orlando, Tampa or the Panhandle, we can still take care of it.
The team
The most important asset in this company is its people
You'll have a licensed loan officer's mobile number, and it'll be the same one from the first phone call to the closing table.
Yemani Mason
Founder & CEO · Mortgage Loan Originator
NMLS #1467499
Yemani founded Secure The Funding in 2021 and personally carries the majority of the firm's client relationships — which is why the reviews tend to have his name in them. He works purchases, refinances and investor files across Florida.
Read his reviews on ZillowDavid Kain
VP of Sales · Mortgage Loan Officer
NMLS #2158173
David leads sales and originates alongside the team, working directly with buyers, agents and investors from the first conversation through closing.
Get in touchVerify any loan originator's license at NMLS Consumer Access.
In their words
Rated 5.0 across 170+ reviews
Real reviews left by real clients. First names only, because they're people who trusted us with the biggest transaction of their lives — not marketing assets.
“From start to finish, the entire mortgage process was smooth, stress-free, and exceeded all of my expectations. Yemani was extremely professional, knowledgeable, and responsive.”
“Yemani was great to work with! He was knowledgeable, professional, and guided me throughout the entire process of doing a cash out refinance on an investment home.”
“Amazing experience working with Yemani, he's one of the coolest dudes, super knowledgeable, helpful, and always willing to help.”
“Secure the Funding was able to secure a First Time Homebuyer loan for my client and she only brought $2,500 to closing!”
“Secure The Funding is an amazing resource for first-time homebuyers… Their team is patient, knowledgeable, and makes everything feel less overwhelming.”
“Great customer service, they were able to quickly get me pre-approved for my investment loan.”
Reviews are individual client experiences and are not a guarantee of results. Loan programs, terms, costs and cash to close vary with each borrower’s credit, income, property and the lender selected.
What is your why?
Nobody wants a mortgage.
They want what it buys.
Create memories. Build equity. Raise a family. Stabilize your housing costs. Be proud of where you live. The loan is just the mechanism — and our job is to make the mechanism disappear into the background so you can get on with the actual reason.
We tell you the bad news early
A surprise in week five is a broken closing. A surprise in week one is a fixable problem. We'd rather have the uncomfortable conversation up front.
We chase the conditions, not you
Underwriting conditions are our job. You'll get one clear list of what we genuinely need from you, not a drip feed of requests.
We answer the phone
Evenings and weekends included, because that's when people look at houses and when offers get written.
Let's talk about your file specifically.
No credit pull to start, and a straight answer either way.