The step-by-step strategy Black homeowners are using to convert their HELOC into cash-flowing rental properties — without touching their savings.
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Everything you need to understand the HELOC → DSCR rental property playbook
Exactly how to tap your home equity as a down payment — and why banks actually prefer it.
The loan product designed for investors. No W2s, no tax returns — the property pays for itself.
Our simple 5-number formula to know if a rental property will cash flow before you ever make an offer.
How one property turns into a portfolio — and how this strategy builds wealth you can pass down.
Simple enough to sketch on a napkin. Powerful enough to change your family's financial future.
Use your existing home equity as the down payment on an investment property — no cash out of pocket.
Get approved based on rental income, not your personal income. Close in 21-30 days.
Rental income covers both mortgages. Rinse and repeat to build your portfolio.
Black homeowners who used this exact strategy
"I had $80K in equity just sitting there. Yemani showed me how to turn it into a rental property that pays $600/month net. I didn't know this was possible."
"I was skeptical about the DSCR loan — I thought I'd need perfect credit and a W2. Wrong. My rental property closed in 26 days. This guide changed my life."
"The Napkin Calculator alone was worth it. I ran numbers on 12 properties before I found the right one. Now I understand real estate investing like a pro."
Get the free guide now and see exactly how you can use your home equity to build real generational wealth — starting this year.
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