From Under 10%to Twenty-Five.
Black and Hispanic families hold less than 10% of America's wealth. The 25 Movement is a commitment to change that number within one generation. One family at a time. One city at a time. Starting in Miami.
The Numbers That Started a Movement
Black household — Miami
wealth ratio — Miami
household wealth — Miami
locked in home equity
The 25 Rule
The math behind the movement
One Property Per Four Family Members
One income-producing rental property for every four people in your family. That's the minimum to begin building generational wealth and eliminating your tax burden. The Wealth Engine makes this achievable for any homeowner with equity.
1 rental eliminates taxes
Portfolio builds faster
Legacy in 5 years
The Expansion Roadmap
Miami, FL — NOW
Ground zero. Founding Pride cohort active. 10 families building the proof of concept. The most severe market. The highest equity. The deepest need.
Atlanta, GA — Next
Largest Black metro in America. Booming real estate market. First expansion city once Miami proof is documented.
Houston, TX
Massive Hispanic population. Strong rental demand. No state income tax amplifies the strategy.
Chicago, IL
Deep roots in Black homeownership. Affordable entry points. High need for wealth conversion strategies.
Los Angeles, CA
Hispanic-majority metro. Massive equity concentrations. Highest cost-of-living amplifies tax savings impact.
Every City in America
Each city anchored by a certified 25 Wealth broker-coach. Local Tribe Dinners. Local communities. National mission.
How the Movement Works
Four pillars that make 25% achievable within one generation
The Wealth Engine
10-step methodology: equity → HELOC → DSCR loan → rental property → depreciation → cost segregation → tax elimination → reinvest. One team. One lender. One tax strategy.
The Tribe
A community of wealth-building families governed by the 7 Laws. Quarterly dinners. Annual Jamaica retreat. Both spouses attend. Children at the table. We build together.
25 Wealth Certification
Licensed mortgage professionals become certified broker-coaches. They bring the Wealth Engine to their city. Coaching + lending in one integrated model.
The Books
"Own Everything. Owe Nothing." teaches the strategy. "Lion Mentality" builds the mindset. Together, they create the foundation for a family that builds — not just owns.
Mortgage Professionals: Bring the Movement to Your City
The 25 Wealth Certification turns lenders into leaders
"The future does not belong to those who inherit wealth. It belongs to those who learn how to build it."Yemani Mason — Founder, The 25 Movement
